A bank account doesn't collect dues. Dueflow does.
Dueflow is free for chapters and nationals – $0 platform fees forever. Members pay a small processing fee per payment.
Last updated October 18, 2026Switch is a shared bank account (via Thread Bank), not dues software. The features chapters actually need – collections, tax filing, concierge support, unlimited text reminders – sit in Switch's Premium tier at $100/mo ($1,200/year), or free only if you lock a $50,000 minimum balance inside Switch. Dueflow includes that equivalent chapter-operations feature set for $0, your money deposits to your own bank account immediately, and members pay processing only. Dueflow charges chapters no platform or per-member fee – a 100-member chapter pays $0 a year and members cover processing when they pay.
Just some of the chapters that chose Dueflow over Switch.
Switch charges up to $100/mo for its full product. Dueflow includes everything for $0.
*Based on Switch Premium tier pricing ($100/month) required for collections. Free tier has limited texts and no collections. Pro ($10/mo) adds unlimited texts but still no collections.
Switch relies on members seeing who hasn't paid. That's awkward and ineffective. Dueflow sends automated SMS and email reminders with smart retry logic – 60–70% fewer late dues without the social games.
Explore more with AI (opens in a new tab)Illustrative Dueflow view using sample data.
Switch's Premium tier ($100/mo) is required for tax filings, account concierge, and their full feature set. Dueflow includes everything from day one – automated reminders, tax exports, payment tracking – for $0.
See how it worksIllustrative Dueflow view using sample data.
Dueflow deposits payments directly to your existing bank account – no middleman balance, no extra steps. Use Zelle, write checks, pay vendors however you want. Your money stays where it belongs.
See the dashboardIllustrative Dueflow view using sample data.
When you need a hand – a question at 11pm, a fix before dues go out – you get real people who answer fast. Support, engineers, and operators who actually build for you, not a ticket queue.
Santiago SchmittFounder
Charlie MeyerCTO
Sam CooperHead of Partnerships
Neil GaragStrategy
Dani SchneiderProduct
Vibhu GanginaEngineering
Theo CaploweHead of Partnerships, EMEA
Jasmin YuGrowth Lead
Logan ChasenProduct Manager
Abygale KovacsGrowth
Gesaria MotwaniGrowth
Sam PalmerGrowthBuilt on bank-grade infrastructure. We never touch your money.
Meet the teamSwitch's "free" tiers only stay free if you keep $5,000 (Pro) or $50,000 (Premium) of your chapter's dues parked inside their balance – move your money out and the fees come back. Dueflow never holds your money hostage: funds land in your own bank account immediately, there's no minimum balance to keep parked, and nothing to leave behind if you go.
Whether you're collecting dues for 40 people or 200, Dueflow is live the same day – no training, no consultants, no mess.
Switch to Dueflow“There was no Zelle, fees just to move our own money, and I was stuck managing virtual cards for every single expense. And after all that, we still didn't have a way to actually collect dues. With Dueflow, I went from spending hours every week on dues to basically not thinking about it.”
1Based on average onboarding time for new Dueflow users, measured from account creation to first payment request sent.
Monthly platform fee
Text/SMS reminders
Physical debit cards
Tax filings (990N/990EZ)
Automated payment reminders
Zelle
Nationals
BNPL
Virtual credit cards
Dues spendable immediately
Minimum balance to unlock features
| Feature | Dueflow | Switch |
|---|---|---|
| Monthly platform fee | Included: $0 | Not included: Up to $100/mo for clubs (or lock up $50k) |
| Text/SMS reminders | Included: Unlimited automated | Not included: Limited on free – $10/mo for unlimited |
| Physical debit cards | Included: Use your own bank | Not included: Only 2/year on Pro ($10/mo) |
| Tax filings (990N/990EZ) | Included: Clean exports included | Not included: Only on Premium ($100/mo) |
| Automated payment reminders | Included: Included free | Not included: Limited – texts cost extra |
| Zelle | Included: Yes | Not included: No |
| Nationals | Included: Yes | Not included: No |
| BNPL | Included: Yes | Not included: No |
| Virtual credit cards | Included: Included free – limits, real-time feed, auto-itemization | Included: Cards spend from Switch balance |
| Dues spendable immediately | Included: Collected today, spendable today | Not included: Requires moving money into Switch |
| Minimum balance to unlock features | Included: None – no funds locked, cancel anytime | Not included: Lock $5k (Pro) or $50k (Premium) inside Switch |
Built by treasurers, for treasurers.
Dueflow's automation does the work for you. Smart reminders and retries mean fewer late dues and less chasing – no social pressure needed.
Explore more with AI (opens in a new tab)Illustrative Dueflow view using sample data.
Every payment is recorded, categorized, and exportable–so bookkeeping stays clean and officer handoffs are painless. No spreadsheet tracking required.
See reconciliationIllustrative Dueflow view using sample data.
Cards, ACH, Apple Pay, Klarna–and flexible fee settings. Collect faster with less friction.
See payment methodsIllustrative Dueflow view using sample data.
Dueflow wrote this page, so read it as a vendor comparison. Here is exactly what we compared, where the numbers came from, and when we last checked them – verified August 15, 2026.
Switch is a shared bank account (via Thread Bank), not dues collection software. It has three club tiers: Standard ($0/mo, with limited text blasts, no physical cards, no tax filing, no collections), Pro ($10/mo or free with a $5,000 minimum balance kept in Switch, adds 2 physical debit cards/year and unlimited text blasts), and Premium ($100/mo or free with a $50,000 minimum balance kept in Switch, adds 990N/990EZ tax filing through partners, sending members to collections, account concierge, and priority support). Premium is CLUBS ONLY – the $50k locked-balance free tier is not available to other account types. Transaction fees: $0 ACH, 1% debit, 3% credit. The 'free' upgrades require the chapter's dues money to stay locked inside the Switch balance at the stated minimums; moving funds out is an extra step. Dueflow provides the equivalent chapter-operations feature set (collections, tax-ready exports, concierge, unlimited SMS+email reminders) for $0 with your money depositing to your own existing bank account immediately. Dueflow provides 990N/990EZ-ready EXPORTS – clean data the chapter or its CPA uses to file – and does not file the taxes on the chapter's behalf, whereas Switch Premium files 990N/990EZ through third-party partners.
Spot something outdated or wrong – including if you work at Switch? Email hello@dueflow.co and we will correct this page.
Annual chapter contract, quote-based pricing
Free beta, dues fee still a placeholder
No subscription, but 0.5–1% of every payment
Now re:Members CRM; Salesforce for HQ, quote-only
Alumni-directory-first OS for Greek life, quote-only
Quote-only pricing, HQ-first, sales-led onboarding
Parent of Greekbill + Billhighway, quote-only pricing
Ops-first chapter app, $390–$1,050/yr per chapter
General association software, $66/mo for 100 contacts + 2.99% processing
Recruitment CRM, free to $850/yr, no dues collection
$3–9/member/month in platform fees
Per-member platform fees + lengthy setup
$25/member/semester + cancellation penalties
$18/member/semester + 5.15% processing
$3/member/month + opaque ACH pricing
$1,000/yr + 5% of every dollar collected
Platform fees + limited modern payments
Association management suite from $3,000 a year
Recruitment app, $120–$220/semester list, no dues collection
Comms and points app, $120/semester, dues added on
$200/yr operations app, no dues or chapter finances
Platform fees for chapter management
Per-member monthly fee – dues, reminders, and reimbursements
General club software, $690/yr Pro + 1–3% service fee
Dues only – no store, reimbursements, AI, or nationals
General club software, from $89/mo, plus processing
Bank-account-first, $5 per ACH dues payment, Pro tier $49.99/mo
Join chapters who realized a bank account isn't a collections platform.
No credit card required • Setup in under 5 minutes
*Based on Switch Premium tier pricing ($100/month) required for collections. Free tier has limited texts and no collections. Pro ($10/mo) adds unlimited texts but still no collections.
